Members
Member Institutions
All deposit-taking institutions licensed by the Central Bank of Kenya are required KDIC members. The register below lists active members only. Institutions in liquidation or receivership are shown separately.
Member Register
KDIC Member Institutions
Search and filter active KDIC member institutions. Your deposits are insured up to KES 500,000 per depositor at any institution listed below.
Looking for institutions under liquidation or receivership? View failed institutions.
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For Member Institutions
Premiums & Reporting Obligations
Member institutions have ongoing obligations to KDIC — understanding the premium framework and filing requirements is essential.
Risk-Based Premiums
Annual premiums are calculated based on each institution's insurable deposit base and a risk score derived from CAMELS-based supervisory data provided by the CBK.
Depositor Insurance Fund
Premiums are paid into the Deposit Insurance Fund (DIF), which is held in trust and invested in government securities to ensure funds are available when needed.
Premium Returns
Member institutions are required to submit quarterly deposit data and annual premium returns via the KDIC e-Returns portal. Deadlines are published each year.
Non-Compliance
Failure to file returns or pay premiums on time may result in penalties as prescribed under the Kenya Deposit Insurance Act, 2012 and the KDIC Regulations, 2013.
Are you a depositor?
Check your coverage and learn how KDIC protects your deposits.
Contact KDIC
Questions about membership?
For enquiries about member institution status, premiums, or reporting obligations, contact KDIC's Insurance & Risk department.